Contact HFS at: 1-844-437-6747 or via email at


How quickly can I use my HFS loan?

You may use your loan immediately with your provider for the healthcare services you have discussed.

Is my HFS loan only for me?

Your loan can be used by you or anyone in your family – spouse, children or other family members.
You may also use it for your friends or loved ones.

Is HFS a lending institution?

HFS is not a lending institution but rather a loan origination service that helps find low rate loans for its customers.

Can I pay off my HFS loan early?

Yes. There are no prepayment penalties.

Are there Special Financing options available?

Yes. You should speak with your healthcare provider to determine which option will work best for you.